(Senior) Consultant* - SEPA-Payments

capco

Contract type

Ongoing

Work mode

Hybrid · Frankfurt, Germany · Düsseldorf, Germany · Berlin, Germany · München, Germany

Experience

Senior · Not stated

Level inferred from job title

Job description

As a (Senior) Consultant – SEPA Payments, you support demanding consulting projects in payments across the full project cycle, from business analysis and functional design through testing to implementation.

At a glance

Employment: Full-time · Employee (employment agreement)
Work mode: Hybrid · Frankfurt, Germany · Düsseldorf, Germany · Berlin, Germany · München, Germany
Languages: German – fluent, English – fluent

What you'll do

Accompany demanding consulting projects in payments from business analysis and functional design through testing to closely supporting implementation.
Work in a client-oriented way and bring your own experience and that of your Capco colleagues effectively into project work.
Analyse business requirements and payments processes and develop viable solutions together with clients.
Take on increasing responsibility for your topics, up to leading sub-projects and smaller project teams.
Use approved AI tools, automation and AI-supported workflows where they add practical value, ensuring responsible use through review and escalation.

What we're looking for

Strong interest in (SEPA) payments and the desire to apply and further build knowledge in this field.
Familiar with message formats such as pain, pacs and camt.
Constructive, client-oriented working style with strong analytical and conceptual skills and the ability to represent topics clearly.
Fluent German and English skills and willingness to travel nationally and internationally depending on the project.
Openness to responsibly integrating approved AI and automation tools into daily work and following review and escalation processes.

Nice to have

In-depth knowledge of ISO 20022 and relevant SEPA message formats and processes.
Experience with clearing and settlement processes as well as R-transactions.
Experience taking responsibility for work packages, sub-projects or smaller project teams.
First practical experience with AI-supported workflows, generative AI or automation in consulting, banking or payments.

Your team

Banking & Payments

Practice area Banking & Payments

Benefits

Flexible working models and hybrid working depending on the project assignment.
Comprehensive onboarding plus a personal coach and buddy.
Bike leasing programmes.
Choice of Capco Benefits Card with a monthly credit of EUR 44 or Wellhub.
Regular health checks and mental health courses.
PME family service offering support for all situations in life.
Continuous feedback and development opportunities, e.g. via internal trainings and Udemy Business.
Great company events and after-work events.
Permanent employment contract.
Autonomy, flat hierarchies, hands-on mentality and fast decision-making.
A dynamic, fast-growing and international environment with many opportunities.

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About Capco

Shape the future of payments with us.

A collaborative, open and entrepreneurial consulting culture with flat hierarchies, working on impactful projects for leading financial institutions.

Mission

Actively shaping the future of digital financial services.

Key facts

Works on impactful projects and solutions for leading financial institutions.
Collaborative, open and entrepreneurial consulting culture with flat hierarchies.
Continuous learning and development opportunities, trainings and certifications.

What they value

#BeYourselfAtWork culture fostering individuality and collaboration.
Values the individual perspectives and contributions of every person.